Terms & Conditions

Welcome to https://lumasakkijha.com/ (the "Website"). These Terms and Conditions ("Terms") govern your use of our Website, operated by Luma Sakkijha ("we," "us," or "our"). By accessing or using the Website, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use the Website.

1. Use of the Website

By using the Website, you represent that you are at least 18 years of age or have the consent of a parent or guardian, and that you are legally capable of entering into binding agreements. You agree to use the Website in compliance with all applicable laws and regulations and agree not to engage in any activity that could harm the Website, its users, or our business.

2. Intellectual Property

All content on the Website, including but not limited to text, images, graphics, logos, trademarks, and other materials, is the exclusive property of Luma Sakkijha or our licensors, and is protected by copyright and trademark laws. You may not use, reproduce, distribute, or modify any content from the Website without our prior written consent, except for your own personal, non-commercial use.

3. User Accounts

To access certain features of the Website, you may be required to create an account. When creating an account, you agree to provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your account credentials, and you agree to notify us immediately if there is any unauthorized use of your account. We reserve the right to suspend or terminate your account at our discretion if we suspect any violations of these Terms.

4. Product Purchases

If you purchase any products or services from our Website, you agree to provide current, complete, and accurate purchase and account information for all transactions. We reserve the right to refuse or cancel your order at any time for reasons including product availability, inaccuracies in product information, or issues with payment.

All prices listed on the Website are in [Currency] and are subject to change without notice. Shipping and handling fees may be applied where applicable. You are responsible for any taxes or additional charges that may apply to your order.

5. Payment and Refunds

We accept payment through [List Payment Methods]. By providing payment information, you represent and warrant that you have the legal right to use the payment method(s) provided. We reserve the right to refuse or cancel any transaction if we suspect fraudulent activity or misuse of payment methods.

Refunds and exchanges will be handled in accordance with our [Refund Policy], which can be found [Insert Link to Refund Policy]. Please review this policy before making a purchase.

6. User-Generated Content

Our Website may allow users to post or submit content, such as reviews or comments. By submitting content, you grant us a non-exclusive, royalty-free, worldwide license to use, display, modify, and distribute the content in connection with our business. You agree that any content you post will not violate any laws, infringe on the rights of others, or contain any harmful, offensive, or inappropriate material.

We reserve the right to remove any user-generated content at our sole discretion, without notice, if it violates these Terms or is otherwise inappropriate.

7. Third-Party Links

The Website may contain links to third-party websites or services that are not owned or controlled by Luma Sakkijha. We are not responsible for the content, policies, or practices of any third-party websites. You access third-party sites at your own risk, and we encourage you to review their terms and conditions and privacy policies.

8. Limitation of Liability

To the fullest extent permitted by law, Luma Sakkijha and its affiliates, officers, employees, and agents will not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of the Website or any products or services purchased from the Website. This includes but is not limited to loss of profits, data, or goodwill, even if we have been advised of the possibility of such damages.

9. Disclaimer of Warranties

The Website and all content, products, and services provided through the Website are provided on an "as is" and "as available" basis. We make no warranties, express or implied, regarding the operation of the Website or the information, content, products, or services offered, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

We do not guarantee that the Website will be available at all times, free from errors, viruses, or other harmful components.

10. Indemnification

You agree to indemnify, defend, and hold harmless Luma Sakkijha, its affiliates, officers, employees, and agents from any claims, liabilities, damages, losses, or expenses, including reasonable attorneys' fees, arising out of your use of the Website, violation of these Terms, or violation of any third-party rights.

11. Changes to the Terms

We reserve the right to modify these Terms at any time, and any changes will be effective immediately upon posting. Your continued use of the Website after any such changes constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically to stay informed about any updates.

12. Termination

We reserve the right to terminate or suspend your access to the Website, with or without cause, at any time and without notice. All provisions of these Terms that by their nature should survive termination shall survive, including but not limited to intellectual property rights, disclaimers of warranties, and limitations of liability.

13. Governing Law

These Terms are governed by and construed in accordance with the laws of [Your Jurisdiction], without regard to its conflict of law principles. Any disputes arising under these Terms or in connection with the use of the Website shall be resolved exclusively in the courts located in [Your Jurisdiction].

14. Contact Us

If you have any questions about these Terms or need further information, please contact us at:

Luma Sakkijha
[Your Business Address]
[Your Contact Email]
[Your Contact Phone Number]


By using our Website, you acknowledge that you have read, understood, and agree to these Terms and Conditions.